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Fidelity NYSC Loan

Fulfil your personal goals with our NYSC Loan


Fidelity NYSC Loan

The Bank has made it possible for serving members of the National Youth Service Corps (NYSC) to apply and get instant loans disbursed into their accounts to meet their financial needs.

Requirement & Eligibility

Must be a serving corps member

Credit check will be conducted

Must accept the T&Cs

Terms & Features

The Fidelity NYSC Loan consists of Personal and Payday loans:

Personal Loan up to N100,000

Tenor – 10 months

Management Fee – 1% chargeable upfront

Insurance Fee – 1% chargeable upfront

Interest Rate – 2% p.m.

Personal Loan up to N100,000

Tenor – 30 days

Interest and Fees – 1.95%.

Management Fee – 1.00% flat

Credit Life Insurance – 0.25% flat

Easy documentation

Quick processing time

Instant disbursement



Other information

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What is Digital Personal loan?

It is a digital loan targeted at salary earners who meets the Bank’s eligibility criteria.

What is the tenor for the Digital Personal loan

12 months

How do I request for a digital personal loan?

Request is made by dialing the USSD code *770*08#

How much can I get with Digital Personal Loan?

You can get Up to 40% of net Annual salary subject to a maximum of N5m

What are the rates/fee for the Digital Personal Loan?

Interest rate is 2% per month or 24% per annum, Management Fee of 1% and Insurance Fee of 1.5%

Can I pre-liquidate my Digital Personal loan?

Yes. Customers are at liberty to pay off their facility at their convenience

How can I liquidate my Digital Personal Loan?

You can liquidate by dialing the USSD code *770*08# and select pay loan option

Can Non-Fidelity customers access a Personal loan?

If your salary is processed via Remita, Tenece, E-tranzact, veripay you can apply for a Personal loan. Please note that you need to open a Fidelity bank account for the loan to be disbursed.

More from Fidelity NYSC Loan

Terms & Conditions

For more information on the T&Cs, click here

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