Diaspora Banking
We offer a distinctive array of products and services tailored to your banking needs both home and abroad.
BEGIN YOUR JOURNEY INTO FINANCIAL CONFIDENCE
Diaspora Banking
- Individual Bouquet
- Business Suite
- Digital Banking
- Foreign Account Tax Compliance Act (FATCA)
- Diaspora Banking FAQ
DIASPORA BANKING
Individual Bouquet
Savings Account
This savings account offers Nigerians in diaspora a great opportunity of saving more money back home.
Benefits
- Zero Opening balance
- Minimum Operating balance of N2, 000.00, $20.00, £10.00
- Competitive Savings Interest Rate
- Cheques and dividend lodgements
- Fidelity Visa Debit ATM card on request
- Access to all our e-channels (Internet banking, Point of Sale, ATM withdrawals)
- E-mail alerts and statements
- Option of a Nominee Resident Joint Signatory (e.g. spouse, brother or parent in Nigeria)
- Financial advisory services
How to Open your Fidelity Savings Diaspora Account
- Apply Online Now or Download Account opening and other related forms
- Duly completed Account Opening form and accompanying documents should be scanned and email to [email protected] or call: +234-1-2701936, +2349070003361
We will acknowledge receipt.
Accompanying Documents:
- Duly completed Diaspora Account Opening Form
- One Passport Photograph showing full face forward. (digital passports allowed)
- Proof of identification. A notarized/certified copy of any of the following:
- Valid Nigerian passport
- Valid driver’s license
- Valid national ID card or voters card
- Valid foreign passport/driver’s license supported by a proof of Nigerian Nationality (either birth certificate, expired/valid Nig. Passport, drivers license or Voters card)
- Proof of address. A notarized/certified copy of any of the following:
- Stamped Bankers confirmation
- Utility bill issued within last 3 months
- Bank or credit card statement issued within the last three months.
- Tenancy agreements/rent receipts
- Notary Public/court/ lawyer/solicitor
- Nigerian Embassy/High commission/Consulate in customer’s country of residence.
- Your foreign bankers
- Government Security Agencies
- Commissioner for Oath
Current Account
This is a checking account that allows you to do more at home. It is a perfect fit for Nigerians in Diaspora who want to enlarge their Banking Horizon, accessing loans and other credit facilities.
Make that switch today.
Benefits
- Zero Opening balance
- Minimum Operating Balance of N5, 000.00, $30.00, £20.00
- Allows payment orders to third parties
- Access to all our e-channels (Internet banking, Point of Sale, ATM withdrawals)
- E-mail alerts and statements
- Standing orders for transaction and remittances
- Ability to pay in cheques, dividend warrants to the account
- Debit Visa Cards available on request
- Option of a Nominee Resident Joint Signatory in Nigeria (e.g. spouse, parent, etc)
- Access to credit facilities (Mortgages, loans against deposit)
- Corporate Account option available
How to Open your Fidelity Savings Diaspora Account
- Apply Online Now or Download Account opening and other related forms
- Duly completed Account Opening form and accompanying documents should be scanned and email to [email protected] or call: +234-1-2701936, +2349070003361
We will acknowledge receipt.
Accompanying Documents:
- Duly completed Diaspora Account Opening Form
- One Passport Photograph showing full face forward (digital passports allowed)
- Proof of identification. A notarized/certified copy of any of the following:
- Valid Nigerian passport
- Valid driver’s license
- Valid national ID card or voters card
- Valid foreign passport/driver’s license supported by a proof of Nigerian Nationality(either birth certificate, expired/valid Nig. Passport, drivers license or Voters card)
- Proof of address. A notarized/certified copy of any of the following:
- Stamped Bankers confirmation
- Utility bill issued within last 3 months
- Bank or credit card statement issued within the last three months.
- Tenancy agreements/rent receipts
- 2 Nigerian Bank references from active current, domiciliary or corporate account holders (for current and domiciliary accounts only). Where certification of Documents is carried out by any of the following:
- Notary Public/court/ lawyer/Solicitor
- Nigerian Embassy/High commission/Consulate in customer’s country of residence.
- Your Foreign bankers
- Government Security Agencies
- Commissioner for Oath
Sweeta Account
Fidelity Diaspora Sweeta Account is a unique and exciting offering for children with Nigerian Parent(s). This account for minors is tailored specifically to Nigerians’ living in the Diaspora to ‘Build wealth from the cradle for their children/guardians. Ages Zero- fifteen (0-15) years old.
Benefits
- Zero Opening balance
- Minimum Operating Balance N1,000.00
- Get loyalty cash reward of N150,000 “School Fees Support”
- Easy and flexible savings product
- Convenient and easy access to savings
- Helps to cultivate a good savings habit
- Access to 24/7 efficient e-channels products and services
How to Open your Fidelity Sweeta Diaspora Account
- Apply Online Now or Download Account opening and other related forms
- Duly completed Account Opening form and accompanying documents should be scanned and email to [email protected] or call: +234-1-2701936, +2349070003361
We will acknowledge receipt.
Accompanying Documents:
- Clear passport photographs of the signatory and child
- Birth certificate/registration of birth/baptismal certificate or International passport of the child
- Proof of identification of signatory:
- Valid Nigerian passport
- Valid driver’s license
- Valid national ID card or voters card
- Valid foreign passport/driver’s license supported by a proof of Nigerian Nationality (either birth certificate, expired/valid Nig. Passport, drivers license or Voters card)
- Proof of address. A notarized/certified copy of any of the following:
- Stamped Bankers confirmation
- Utility bill issued within last 3 months
- Bank or credit card statement issued within the last three months.
- Tenancy agreements/rent receipts
- 1 Nigerian Bank reference from an active current, domiciliary or corporate account holder
Domiciliary Account
As a trusted and reliable partner, we offer you a foreign currency account back home that enables you do international transactions from wherever you are. This offers you the unique flexibility of operating in US Dollars, British Pounds and Euro. Depending on the currency you prefer, inflows can hit designated account without being subjected to variations in local exchange rate.
Features & Benefits
- Minimum account opening balance of $50, €50, £50
- Minimum account operating balance of $30, €30, £20
- Attractive interest rates on call/demand and fixed deposits
- Access to Internet banking, email transaction alerts and statements
- Option of a Nominee Resident Joint Signatory in Nigeria (e.g. spouse, parent, etc)
- Standing orders
- Investment facilitation services for shares traded on NSE
- Draft issuance in foreign currency
- You can also open a Domiciliary and a Naira current account
How to Open your Fidelity Domiciliary Diaspora Account
- Apply Online Now or Download Account opening and other related forms
- Duly completed Account Opening form and accompanying documents should be scanned and email to [email protected] or call: +234-1-2701936, +2349070003361
We will acknowledge receipt.
Accompanying Documents:
- Duly completed Diaspora Account Opening Form
- One Passport Photograph showing full face forward (digital passports allowed)
- Proof of identification. A notarized/certified copy of any of the following:
- Valid Nigerian passport
- Valid driver’s license
- Valid national ID card or voters card
- Valid foreign passport/driver’s license supported by a proof of Nigerian Nationality (either birth certificate, expired/valid Nig. Passport, drivers license or Voters card)
- Proof of address. A notarized/certified copy of any of the following:
- Stamped Bankers confirmation
- Utility bill issued within last 3 months
- Bank or credit card statement issued within the last three months.
- Tenancy agreements/rent receipts
- 2 Nigerian Bank references from active current, domiciliary or corporate account holders (for current and domiciliary accounts only). Where certification of Documents is carried out by any of the following:
- Notary Public/court/ lawyer/Solicitor
- Nigerian Embassy/High commission/Consulate in customer’s country of residence.
- Your Foreign bankers
- Government Security Agencies
- Commissioner for Oath
Global Edge Account
Make the most of your money and earn maximum returns when you invest US dollars in our Global Edge scheme.
Make that switch today!Features & Benefits
- Minimum investment threshold of $10,000
- Interest rate up to 5% depending on amount and tenor
- Standing orders for transaction
- Safe & secure investment option
- Deposit can serve as collateral for loans and advances
- Funds are repatriatable
- Designated personal banker
Fixed Deposit
This is designed to make your money profitable back home. Fix your Naira and foreign currency (GBP&EURO) at attractive interest rates.
Make that switch today!Features & Benefits
- This is designed to make your money profitable back home. Fix your Naira and foreign currency (GBP&EURO) at attractive interest rates.
- Attractive interest rates depending on amount and tenor
- Standing orders for transaction
- Safe & secure investment option
- Funds are repatriatable
- Deposit can serve as collateral for loans and advances
- Designated personal banker
How to open your Fidelity Diaspora Fixed Deposit Account:
- Apply Online Now or Download Account opening and other related forms
- Duly completed Account Opening form and accompanying documents should be scanned and email to [email protected] or call: +234-1-2701936, +2349070003361
We will acknowledge receipt.
Accompanying Documents:
- Duly completed Diaspora Account Opening Form
- One Passport Photograph showing full face forward (digital passports allowed)
- Proof of identification. A notarized/certified copy of any of the following:
- Valid Nigerian passport
- Valid driver’s license
- Valid national ID card or voters card
- Valid foreign passport/driver’s license supported by a proof of Nigerian Nationality(either birth certificate, expired/valid Nig. Passport, drivers license or Voters card)
- Proof of address. A notarized/certified copy of any of the following:
- Stamped Bankers confirmation
- Utility bill issued within last 3 months
- Bank or credit card statement issued within the last three months.
- Tenancy agreements/rent receipts
- 2 Nigerian Bank references from active current, domiciliary or corporate account holders (for current and domiciliary accounts only). Where certification of Documents is carried out by any of the following:
- Notary Public/court/ lawyer/Solicitor
- Nigerian Embassy/High commission/Consulate in customer’s country of residence.
- Your Foreign bankers
- Government Security Agencies
- Commissioner for Oath
DIASPORA BANKING
Business Suite
Corporate Current Account
Our Corporate current account designed for business owners with registered Companies in Nigeria seeking dependable and convenient banking services.Benefits
- Zero Opening balance
- Minimum Operating Balance of N10, 000.00
- Allows payment orders to third parties
- Electronic transaction alerts and monthly statement
- Access to all e-channels products (online banking)
- Standing orders for transaction and remittances
- Ability to pay in cheques, dividend warrants to the account
- Monthly statement
- Fidelity Debit Cards available
- Option of a Nominee Resident Joint Signatory in Nigeria (e.g. spouse, parent, etc)
Documentation Requirement:
- Notarised Valid ID
- One passport photo for each signatory
- Notarised Utility bill
- Certificate of incorporation
- Memorandum of article (certified true copy)
- Form CO7 (Particulars of Director)
- Board Resolution (Appended with company seal)
- KYC on Nigerian Supporting address
Fidelity Current Account Plus (Corporate Diaspora)
Features and Benefits:
- Zero Opening balance
- Zero COT
- Minimum balance of N500, 000.00 only
- 0.5% interest Per annum
- Free initial cheque book
- Fidelity Diaspora Visa Debit Card (dual currency)
- Access to all e-channels products (online banking)
- Allows lodgements of cheques and dividend warrants
- Ability to pay in cheques, dividend warrants to the account.
- Electronic transaction alerts and monthly statement
- Debit Visa Cards available
- Option of a Nominee Resident Joint Signatory in Nigeria (e.g. spouse, parent, etc)
- Financial advisory services
Documentation Requirements:
- Notarised Valid ID
- One passport photo for each signatory
- Notarised Utility bill
- 2 Corporate References
- Certificate of incorporation
- Memorandum of article (certified true copy)
- Form CO7 (Particulars of Director)
- KYC on Nigerian Supporting address
Fidelity Diaspora Vantage Accounts
The Fidelity Diaspora Vantage accounts suite comes in 3 ranges – Silver, Gold and Platinum accounts.
This professional suite of products for Nigerians living abroad offers different segments to add value while saving funds in easy and flexible accounts.
Diaspora Vantage Silver Account
- Zero Opening balance
- Minimum Opening Balance of N500, 000.00
- Allows payment orders to third parties
- Business Account Option available
- Access to all e-channels
- Complementary Fidelity Diaspora Cheque Book
- Fidelity Visa/Master Debit Card
- Option of a Nominee Resident Joint Signatory in Nigeria (e.g. spouse, parent, etc)
- Financial and business advisory services
- 1% interest rate per annum if average balance is within or above minimum operating balance
Diaspora Vantage Gold Account
- Zero Opening balance
- Minimum Opening Balance of N150, 000.00
- Allows payment orders to third parties
- Business Account Option available
- Access to all e-channels
- Complementary Fidelity Diaspora Cheque Book
- Fidelity Visa/Master Debit Card
- Priority Pass (Access to over 600 airport lounges across the world)
- Option of a Nominee Resident Joint Signatory in Nigeria (e.g. spouse, parent, etc)
- Financial and business advisory services
- 1.5% interest rate per annum if average balance is within or above minimum
- operating balance
Diaspora Vantage Platinum Account
- Zero Opening balance
- Minimum Opening Balance of N250, 000.00
- Allows payment orders to third parties
- Business Account Option available
- Access to all e-channels
- Complementary Fidelity Diaspora Cheque Book
- Fidelity Visa/Master Debit Card
- Priority Pass (Access to over 600 airport lounges across the world)
- Option of a Nominee Resident Joint Signatory in Nigeria (e.g. spouse, parent, etc)
- Financial and business advisory services
- 2.0% interest rate per annum if average balance is within or above minimum
- operating balance
How to Open your Fidelity Diaspora Vantage Account
- Download Account opening and other related forms
- Duly completed Account Opening form and accompanying documents should be
- scanned and email to [email protected] or call: +234-1-2701936, +2349070003361
- scanned and email to [email protected] or call: +234-1-2701936, +2349070003361
The Fidelity Diaspora Mortgage is first of its kind in Nigeria, with attractive interest rates and a flexible repayment plan, that gives you an opportunity to own a home in Nigeria (Lagos, Enugu, Abuja and Port Harcourt).
With a good credit rating, nothing stops you from investing in Nigeria now.
Contact us for more information.
DIASPORA BANKING
Online Banking
Fidelity Online banking allows 24/7 access to your account(s) from the convenience of your home, office or any location all over the world. To use this service, all you require is an internet enabled phone, PC or Laptop.
Most of the transactions that are carried out in the bank branches can now be carried out through internet banking.
Perform transactions with ease
- Account balance enquiry on all your accounts
- Account statement generation
- Funds transfer between own accounts
- Funds transfer to other accounts in Fidelity Bank (Third party transfers)
- Funds transfer to other Nigerian bank accounts (Inter-bank transfers)
- Airtime top-ups, Bill payments, Customs duty
DIASPORA BANKING
Foreign Account Tax Compliance Act (FATCA)
This is to inform you of the Foreign Account Tax Compliance Act (FATCA) of 2010.
FATCA is a US initiative designed to promote tax compliance and uncover offshore tax avoidance by US persons. It is a new chapter in the U.S. Internal Revenue Code.
It seeks to identify U.S. taxpayers having accounts at Foreign Financial Institutions (FFIs) and attempts to enforce reporting of those accounts to the US Tax authority.
Fidelity Bank is a Foreign Financial Institution. The banks has registered and entered into agreement with the United States Inland Revenue Service (IRS) to, among other things, identify and document accounts held directly or indirectly by US persons and then report certain account information to the IRS.
A likely US person is a customer that has the following criteria (indicia):
- U.S. citizenship or lawful permanent resident (green card) status.
- U.S. Place of Birth.
- U.S. resident address or U.S. mailing address (including a U.S. post office box).
- U.S. telephone number.
- Standing instructions to transfer funds to an account maintained in the United States.
- An “in care of” address or a “hold mail” address that is the sole address with respect to the customer.
- A power of attorney or signatory authority granted to a person with a U.S. address.
A Joint account is a U.S account if one of the account holders is a U.S. person.
A corporate/entity account is a U.S account if one of the directors/promoters is a U.S. person and has at least 10% or more holding in the company.
The bank is obliged to provide certain information to the IRS on U.S accounts and for those unwilling to provide the required information a 30% Withholding tax on certain payments of U.S. sourced income will apply. Such customer will be termed a Recalcitrant.
If you present any of the criteria (indicia) listed above, you will be required to fill and submit the applicable forms below or download from the IRS website here.
Completed forms should be scanned and sent to [email protected] or [email protected] or to the account holder’s relationship officer.
DIASPORA BANKING
Diaspora Banking FAQ
I already have an account in Nigeria, can I migrate to the equivalent account in the diaspora suite?
Yes you can after putting in a formal request and supplying additional documentation if necessary
Nigerian citizens leaving legally abroad
You can credit your diaspora account directly from your bank abroad via wire transfers using our offshore bank details or through any RIA money Agent near you. Our E-channels are available for you to access your account.
There is no limit to how much you can transfer within the bank network
This requirement is in line with the CBN directives on ‘Know Your Customer’
For further information on these offers, please mail: [email protected] or call: +234-1-2701936, +2349070003361
Yes, there is the option of joint nominee signatory where your spouse, relative or a friend can run the account on your behalf.
Accounts can be opened in NGN, USD, GBP and EUR
Cash are dispensed in the currency of your country of residence
Base on your instruction, It is sent to your specified address by courier. Alternatively, you may authorize a proxy to pick it up
Yes, simply send an instruction to [email protected] The beneficiary can collect funds from any of our branches nationwide upon proper identification.
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